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Starting a(n) Home Inspector Business Licenses & Tax IDs
Hi, I'm   Home Inspector Business Home Inspector ๐Ÿš๏ธ The paperwork map for your residential property inspector

Q: A residential property inspector: what licenses and permits come into play?

A: Welcome, this is the list that goes with a residential property inspector. Nothing here is a guess: it is the paperwork a business like yours commonly...,  .
Home Inspector
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Your residential property inspector checklist, item by item

Q: What do I need to get a residential property inspector up and running legally?

A: Let us walk through what your residential property inspector may need, piece by piece, so nothing surprises you on opening day. It also lists the personal license or trade license of the person doing the work, because a business license alone does not cover that.

1. Business license: A business license for a residential property inspector MAY ask what you examine, such as roofs, wiring and foundations, how reports are issued, and what credentials you hold.
2. Home occupation permit: A home occupation permit MAY apply for a report-writing desk at home, usually limiting client meetings, work vehicles parked outside and equipment stored in the yard.
3. Professional or trade license: Home inspector license: A personal license obtained through training, a national exam and continuing education, required in many places before performing paid inspections.
4. Inspector credential: Inspecting houses for buyers MAY require a license based on training, an exam and supervised inspections.
5. Radon or pest add-on certificates: Extra tests MAY require separate certificates and lab arrangements.
6. Errors and omissions insurance: Professional liability coverage for missed defects is often requested by clients and referral partners.
7. Pre-inspection agreement: A signed agreement spells out what the inspection covers and what it cannot see.
8. Employer registration: Hiring changes the list: an employer account, payroll tax setup and workers' compensation insurance MAY join the pile before the first paycheck.
9. Company papers: A DBA, an LLC or a tax ID number MAY make sense for your residential property inspector, and we prepare all of these documents on this site, so everything can be ordered in one place.

One service fee covers more than one license. If you order a business license and it turns out you also need another one, for example a home occupation permit, we obtain both for the service fee of the business license. Annual tax and application fees charged by the govt are not part of our service fee: we find the applications and fill them out for you.

The upside, with all five senses

There is a detective's thrill in tracing a damp stain to a pipe in the attic, and nervous buyers see you as the person who gives them confidence.

Opening day, imagined

Picture Wilhelmina climbing a ladder with a flashlight and a tablet, her Plumb Line Property Review license zipped inside a clipboard.

A cautionary example

A client falls off a ladder you set up and sues, a risk better contained in a company.

The numbers behind it

Business code (NAICS): 541350 (Building Inspection Services). This page lists 9 paperwork items for a residential property inspector, and each one is marked as something you MAY need, since we confirm which apply.

Tip: Send reports quickly with photos and clear ratings, which realtors remember.

Home inspectors know every secret a house has and none of the mortgage rates.

Ready when you are: start your order and we will find out what applies to your residential property inspector, fill out the applications and keep the paperwork moving.

   

You can choose to be a(n) Home Inspector :

  • Sole Proprietor,
  • LLC,
  • Corporation or
  • Partnership.
    After you decide and select your business entity, you need licensing.



Mclean Business Tax Registration ( Business License)
All businesses including home, online or mobile BUSINESS need a BUSINESS license because they are BUSINESSES.



A(n) Home Inspector business doing business under an assumed business name in Fairfax County i.e. you are a business with a trade name other than the owner's legal (full name) name are required to get a(n) assumed business name certificate. ย  E.g. you venture into a(n) Home Inspector business and you give it a trade name such as "Excellence Home Inspector & Associates". You will need to register an assumed business name certificate.

In VA you need a resale ID ( AKA seller's permit) if you selling touchable items. ย (A.K.A state id, wholesale, resale, reseller certificate, about $39 for most states).
Seller's Permit



Note: All businesses need a federal tax ID number except sole proprietors that are not employers and are not independent contractors.
An independent contractor is a self employed business person that receives more than $600 per year from anyone of his or her clients.
IRS rule: The client must issue a 1099 form to the independent contractor and the independent contractor must have a federal tax ID. However, even sole owners may obtain a federal ID and use it as a business tax ID instead of using their own social security number as a business tax ID number.
However, all other licenses that apply to sole proprietors as discussed here are requited regardless of getting a federal tax ID number.


In addition you will need a federal and a state EIN if you will hire employees. I.e., a VA Federal Tax Id Number ($29) ย and a(n) VA ย State Employer Tax Numberย ย 


Instead of filing a fictitious business name DBA Filing (about $49 plus state and legal newspaper publication fees) in Mclean,ย Incorporate in VA ย orย form a(n) VA LLC
.ย 

You have a choice to file a DBA or form an LLC or incorporate. If you will do business under your first and last legal name you will not need to get a fictitious business name.
Also note that even using your first and last name may not help you avoid filing a DBA if the name has a suffix such as "& sons" etc.



If you do form an Services llc or incorporate (about $49 plus state fees for most states) your Home Inspector business instead of just filing a fictitious business name (dba), that insurs that you don't have personal liability for debts and civile liabililty arising from your business dealings and you will not have to record the Mclean business name. In lieu of recording a Fairfax County trade company name (our filing service fee includes trade name registration and newspaper legal publication for 4 weeks) you can also form a corporation in VA or form an VA LLC (starts @ $49 plus state fee for most states & includes required documents such as bylaws for the corporation and Limited Liability operating agreement for the LLC). .
Home Inspector Business VA Home Inspector VA Mclean
 



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